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Happy Wednesday. Below, one of Southwest Florida's best Mortgage Banker's, and one of my business affiliates, Keith Cloak helps explain how to generate a safe internet password. He also touches base on nthis week's mortgage rates for Buyers in the Naples, Bonita Springs, Fort Myers, and Estero areas. Enjoy!!
Sure-Fire Technique to Create Safe, Memorable Passwords
 Passwords are crucial to accessing your personal accounts and information. But they're only really useful if they're easy for you to remember...and tough for others to break. The following steps can help you achieve both!
1. Think up a phrase. Instead of a common word or family member name, think up a unique phrase that only you know. For example, you may think up something off the wall such as "I Like Short Hair Too."
2. Make it an acronym. In our example, "I Like Short Hair Too" would become ILSHT.
3. Add Complexity. Substitute symbols and numbers to add complexity to your acronym. For example, "I Like Short Hair Too" can become "1 Like $hort Hair 2" which makes: 1L$H2. You can also use uppercase and lowercase letters to make it 1L$h2.
4. Make it unique! A password is only really unique if you use it for one account and one account only! So mix in additional letters and numbers that are unique to each account. For example, if you're logging into a "gmail account" you can use the "gm" and "@cct" (for acct) to make: 1L$h2gM@cct. Then, for a Netflix account, you may use: 1L$h2Nf@cct.
Of course, these are just examples. You'll want to think up your own acronym along with different characters you can add to make each account unique. And then keep that secret to yourself, so no one will be able to guess your account passwords.
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